Cars, Vans, and UTEs
LOAN OPTIONS
At Finbeat, we offer tailored loans for cars, vans, and UTEs - because students need different wheels for different journeys. Whether you're commuting to uni, working gigs, or earning extra income, we've got a loan that fits.
Services
FIND BEST LOAN
With a team of finance experts and a wide range of specialist finance solutions, Finbeat is helping people in Australia as a lender of last resort.

Benefits
STUDENT-SPECIFIC BENEFITS
We go beyond just loans to support your student journey
Exclusive Student Advantages:
- Student discount rates available.
- Study break payment holidays (up to 1 month per year).
- Free financial guidance from student money experts.
- Referral rewards - earn $100 when friends get approved.
International Student Specials:
- Made for students, by people who’ve been there
- Flexibility around exams, travel, and part-time work
- Friendly support with no judgment
- Bring your mates - we’ll look after them too
FINBEAT UNDERSTANDS THE MINDS OF STUDENTS
we make owning your wheels simple and fair. No credit history? International student? We say yes when others say no.
Real Students, Real Wheels
SUCCESS STORIES
At Finbeat, we don’t just approve loans—we help students unlock opportunities. Here’s how real students like you got the keys to their future with our flexible car, van, and UTE loans.
"Finbeat approved my loan in 24 hours—even with no credit history! Now I drive a reliable Toyota Corolla to uni and my part-time job. The flexible payments fit my budget perfectly."

Sarah K.
Psychology Student, University of Sydney
Loan Type: Car Loan | Rate: 6.2% p.a.
Vikas Kumar12 July 2025 I recently took out a loan with Finbeat Pty Ltd. and had a fantastic experience from start to finish. The application process was straightforward and quick, and I really appreciated how transparent they were about all the terms and conditions. The team was friendly, professional, and always available to answer my questions, making me feel supported every step of the way, specifically Nupur Mam. I received my loan approval faster than expected, and the funds were transferred promptly. What stood out most was the excellent customer service and clear communication—there were no hidden fees or surprises. I feel confident recommending this company to anyone looking for a trustworthy and reliable loan provider. Thank you for making the process so easy and stress-free! arun kumar22 November 2024 Nupur has been extremely professional and understanding. The service was prompt, the whole process was explained in detail and we had great customer experience. Thanks heaps to the team at Finbeat. Sandeep Dhaliwal16 September 2024 It was a great experience with Finbeat.Most reliable and trustworthy service . taniya taniya3 September 2024 I need to finance my new car as I am on visa student and very hard for me to find a real guidance and about the loan process .One of my friend recommend Finbeat PTY LTD , and I explained my situation to Nupur Mam , I heartly thanku so much to Nupur Sethia mam who guides me and help me about the quick process of loan and litrelly within a week I got my car loan. She is really a true , hardworking, dedicated and with awsome work experienced person I have ever met. Thanku so much Nupur mam , Finally I got my new car within a week. I highly recommend Nupur sethiya mam (Finbeat PTY LTD) Amrit kaur Sandhu11 July 2024 Amazing service provided by Nupur. I was badly stuck with some of my problems. Finbeat help me to come through all this situation. They are super fast. Thanks very much Navjot Singh11 July 2024 I need to finance my new car and due to my student aspect in Australia, i was unsure what I was capable of achieving. After explaining to Finbeat pty ltd my situation, they were quick to advise me how to proceed and give me the clear direction to follow. From there, they made the process easy. A pleasure to deal with them and i highly recommend Finbeat pty ltd to others.I now have my dream outcome. singh dheer14 June 2024 Best financial help to get. Quick and easy processing . Highly recommend. Thanks to Nupur Madam Aj Vasu23 February 2024 I recently applied for a loan through Finbeat, and I must say, I was thoroughly impressed with the speed and professionalism of the process. Nupur guided me through every step with expertise and efficiency. I would highly recommend Finbeat to anyone in need of a loan, especially students looking for car financing. Their seamless process and excellent customer service truly set them apart. manish chimnani21 February 2024 I urgently needed loan, so I contacted finbeat and they quickly responded with all the documents required. Once the documents were submitted, the verification just took 2 working days. Ben and Nupur are always available on call for any help needed along the way. Overall, it was quick, efficient and easy to get the loan. Thank you team finbeat! You guys are doing great job.
