Finbeat
PRIVACY POLICY
At Finbeat, we handle your personal information with care—only using what’s necessary to process your loan, never selling data, and encrypting every transaction. Learn how we comply with Australian privacy laws to keep your details secure.
Privacy Policy
Terms and Conditions
Last Updated: 27th June 2025
At Finbeat, we are committed to protecting your privacy and ensuring the security of your personal information. This policy explains how we collect, use, disclose, and safeguard your data when you apply for or use our student vehicle loan services.
1. Information We Collect
We only collect what’s necessary to process your loan application and provide our services:
- Personal Details: Name, contact info, date of birth, student status.
- Financial Information: Income, expenses, bank account details (for repayments).
- Identification: Driver’s license, passport, visa details (for verification).
- Usage Data: Website interactions, communication records.
Note: We do not store credit card details.
2. How We Use Your Information
We never sell or rent your information to third parties.
Your data helps us:
- Process loan applications and assess eligibility.
- Communicate with you about your loan.
- Improve our services and website experience.
- Comply with Australian laws (e.g., Anti-Money Laundering).
3. Data Security
We protect your information with:
- Bank-grade encryption for all online transactions.
- Secure storage in Australian-based servers.
- Strict access controls (only authorised staff).
4. Sharing Your Information
We only share data when absolutely necessary, such as with:
- Credit bureaus (for responsible lending checks).
- Regulators (to comply with legal requirements).
- Trusted service providers (e.g., IT security, document verification).
International Students: Your data remains protected under Australian privacy laws.
5. Your Rights
You can:
- Access or correct your personal information.
- Request deletion of data (where legally permitted).
- Opt out of marketing communications.
To exercise these rights, email info@finbeat.com.au.
6. Updates & Contact
We may update this policy periodically. Check this page for the latest version.
Questions? Contact our Privacy Officer:
